Rate understands the importance of privacy and security
when transmitting financial data over the Internet.
Because of this importance, Prime Rate has taken the
necessary steps to protect our customers' financial
information. Total security is a joint effort, however; a
joint effort that includes Prime Rate, your Internet
Service Provider, and you, the Customer.
data transmitted via the Internet is preceded by a secure
message to Prime Rate, which travels via Secure Sockets
Layer (SSL). Prime Rate responds by sending a certificate
that contains our public key. Your browser authenticates
the certificate, then generates a session key which is
used to encrypt data traveling between your browser and
Prime Rate's server. The session key is encrypted using
Prime Rate's public key, and sent back to us. We decrypt
this message using our private key and then use the
session key for the rest of the transaction. By exchanging
messages using the public/private key pair, you can be
assured that you are actually communicating with Prime
Rate. A third party trying to intercept the transaction
would be unable to access any data. This paired-key
process allows for 128-bit encryption, which is an
extremely effective way of protecting financial data
transmitted via the Internet.
Rate provides additional security by using a primary
firewall. Firewalls are used to verify the identity of
inquirers accessing information from Prime Rate. This
verification process enables Prime Rate to protect secure
data from being violated by unauthorized inquiries.
optimal security, Prime Rate recommends that Internet
Explorer users utilize version 3.02 or higher. For those
customers using Netscape, Prime Rate recommends version
3.04 or higher for optimal security. For customers
accessing their Prime Rate account with browsers other
than those listed, please consult with the distributor for
Service Provider (ISP)
security measures taken by Prime Rate are independent of
the measures taken by your ISP. Prime Rate recommends
using an ISP with strong security practices. Inquire with
several ISPs about their security practices and choose one
you believe has your security as a priority.
ID and Password
Rate provides additional security for your financial
information by the mandatory use of User ID and Passwords
to access account information. It is important that your
User ID and Password be kept confidential.